Last Updated: December 24, 2025
FRAMLOPS (“FRAMLOPS”, “we”, “us”, or “our”) operates www.framlops.com (the “Website”), providing AI-powered risk management solutions for fintech, including fraud detection, KYC/KYB compliance, and AML operations. These Terms & Conditions (“Terms”) govern your access to and use of the Website and any services offered through it.
By accessing or using the Website, you confirm that you are at least 18 years old, have the legal capacity to enter contracts under the Indian Contract Act, 1872, and agree to these Terms along with our Privacy Policy. If you do not agree, do not use the Website.
FRAMLOPS provides Visitors (non-registered users) access to public content and contact forms. Registered Users (those who sign up for newsletters, demos, or services) gain access to additional features like risk assessment tools, subject to account approval at our discretion.
We may suspend or terminate accounts for violations, including prohibited activities like fraud attempts or unauthorized data scraping. Services comply with RBI guidelines for fintech intermediaries, including data localization where applicable.
All content, including text, graphics, software, AI models, and risk workflows (“Content”), is owned by FRAMLOPS or licensed to us and protected under the Copyright Act, 1957, and Trademarks Act, 1999. You receive a limited, non-exclusive, non-transferable license for personal, non-commercial use.
Prohibited actions include copying, modifying, distributing, or reverse-engineering Content; using it for competitive analysis; or scraping data. B2B users may access purchased Content for internal business purposes only, without resale or sharing.
You must not use the Website for illegal purposes, transmit malware, or engage in activities violating IT (Intermediary Guidelines) Rules, 2021, such as posting unlawful content. User-Generated Content (e.g., feedback) grants FRAMLOPS a perpetual, royalty-free license to use, modify, and distribute it.
For fintech users, you agree to provide accurate data for KYC/KYB processes and comply with RBI digital lending guidelines. You indemnify us against claims from your misuse.
The Website may link to third-party sites (e.g., payment processors, analytics tools). We are not liable for their content, privacy practices, or compliance. Use them at your risk, and review their terms.
Affiliate links, if any, disclose compensation per applicable laws.
Certain services require payment via third-party processors. Fees are non-refundable except as required by law. Late payments incur interest per the Indian Contract Act. GST and other taxes apply as per Indian law.
Services are provided “as is” without warranties of merchantability or fitness for purpose, to the extent permitted by law. FRAMLOPS disclaims liability for indirect, consequential, or punitive damages, including data loss or business interruption.
Total liability is capped at the amount paid by you in the prior 12 months or ₹10,000, whichever is lower. This includes no guarantees on AI accuracy for fraud detection—use professional judgment. No liability for force majeure events.
We may modify, suspend, or terminate the Website or these Terms anytime. Continued use constitutes acceptance. Upon termination, licenses end, and you must cease using Content.
These Terms are governed by Indian laws, with exclusive jurisdiction in courts of Bengaluru, Karnataka. Disputes will first go to mediation; unresolved claims proceed to arbitration under the Arbitration and Conciliation Act, 1996, in Bengaluru. No class actions.
These Terms form the entire agreement. Severability applies—if any provision is invalid, others remain. We comply with DPDP Act, 2023, for data handling. Electronic communications suffice.
Contact: For questions, email sudhir@framlops.com with “Terms Inquiry” in the subject.
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